About CFP® Certification
CERTIFIED FINANCIAL PLANNER™ certification has become the recognized standard of excellence for personal financial planning. Consumers increasingly seek out professional financial planners who have invested the time and dedication to achieve the CFP® certification. Attaining CFP® certification is a highly respected professional achievement for those who work within the financial services industry and an achievement with meaningful benefits for a CFP® professional’s practice and clients.
Although many professionals may call themselves “financial planners,” only those who have completed the certification requirements established by CFP Board are authorized to call themselves CFP® professionals. The main requirements for CFP® certification are referred to as the “4 E’s”:
- Education: Approved curriculum
- Examination: Comprehensive exam
- Experience: 3 years practical experience (or 2 years apprenticeship experience)
- Ethics: Strict code of conduct
As a result of these requirements, CFP® professionals offer deep knowledge about personal finance: from budgeting, to planning for retirement, to saving for education, to managing taxes and insurance coverage. CFP® professionals help their clients bring all of the pieces of their financial lives together.
In addition to providing expertise in financial planning, CFP® professionals are held to the highest of ethical standards and are required to always put their clients’ interests before their own.